What should I know before getting Universal Life Insurance?

What should I know before getting Trust Planning?

Why do I need Senior Protection?

Money value is a living benefit that stays with the insurer when the insured passes away. Any superior finances against the cash worth will minimize the policy's survivor benefit. Riders. The policy proprietor and the insured are normally the exact same person, but occasionally they may be various. For example, an organization might buy key person insurance coverage on an important employee such as a CEO, or a guaranteed might market their own plan to a 3rd party for money in a life settlement.